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What to expect from the federal budget

<p>There's just three weeks left until Treasurer Jim Chalmers unveils the federal budget.</p> <p>With the cost of living crisis still a major issue across the country, we can expect to see some policies aimed at alleviating the pressure. </p> <p>Some policies, have already been announced and here are a few others that we can expect to hear from Chalmers on May 14. </p> <p>Stage 3 cuts announced in January, will form a key part of this year's budget, which will direct more benefit towards low- and middle-income earners – although Australians on high salaries will still receive a tax cut.</p> <p>The decision was made to alleviate the cost-of-living pressures and partly address the bracket creep. The cuts lower the threshold for the lowest two brackets (so they pay less tax on that income), and raise the threshold for the highest two brackets (so they need to earn more to be taxed at a higher rate). </p> <p>This means that someone with average income of around $73,000 will get $1504, but how much you actually receive will depend on your income. </p> <p>The new version of the stage 3 cuts will come into effect on July 1.</p> <p>Superannuation will be paid on government-funded parental leave, with the change due to kick in for parents with babies born after July 1, 2025.</p> <p>They will receive a 12 per cent superannuation on top of their government-funded parental leave, with around 180,000 families expected to benefit from it. </p> <p>The figures will be included in the May 14 budget. </p> <p>Although nothing has been officially announced,  there will likely be HECS-HELP debt relief for current and former students. </p> <p>"I think there's a range of areas where we need to do much better with the younger generation, and HECS is one of them," Prime Minister Anthony Albanese said on radio on April 18.</p> <p>"We've received a review of that... and what that has said is that the system can be made simpler and be made fairer.</p> <p>"We're examining the recommendations and we'll be making announcements pretty soon on that. We, of course, have a budget coming up."</p> <p>There have also been some hints from the government that energy bill relief will continue in this year's budget. </p> <p>"Our government understands that for small business – as for Australian families – energy bills remain a source of financial pressure," Albanese said, citing the existing policy that gives eligible families up to $500 off their power bills and eligible small businesses up to $650.</p> <p>"Our government understands that for small business – as for Australian families – energy bills remain a source of financial pressure," he said.</p> <p>"That's why the energy bill relief package I negotiated with the states and territories delivered up to $650 in savings for around 1 million small businesses, along with 5 million families.</p> <p>"And as we put together next month's budget, small businesses and families will again be front and centre in our thinking."</p> <p>Energy bills are also set to go down, or remain stable for the most part from July 1. </p> <p><em>Image: Getty</em></p>

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Disgraced police officer Roger Rogerson dies

<p dir="ltr">Disgraced police officer and convicted murderer Roger Rogerson has passed away at the age of 83. </p> <p dir="ltr">The crooked ex-cop suffered a brain aneurysm in his cell at Long Bay prison in Sydney, where he was serving a life sentence for the murder of a 20-year-old, and died just days after. </p> <p dir="ltr">He was receiving end-of-life care at the Prince of Wales Hospital in Randwick and died at 11pm on Sunday. </p> <p dir="ltr">Rogerson began his career in the police force at the age of 18 in 1959, and was known as one of the most decorated officers in New South Wales, before links to organised crime and corruption were uncovered. </p> <p dir="ltr">After rising through the ranks of the force and winning 12 commendation awards, he was found responsible for the 1981 fatal shooting of drug dealer Warren Lanfranchi, but was found to have been acting in the line of duty. </p> <p dir="ltr">However, Lanfranchi's girlfriend, Sallie-Anne Huckstepp, afterwards claimed Rogerson deliberately killed him over a drug dispute.</p> <p dir="ltr">Rogerson was also charged with the attempted killing of undercover officer Michael Drury in 1984, who turned down a bribe in exchange for evidence tampering in a heroin trafficking trial.</p> <p dir="ltr">Rogerson was acquitted of the charges in 1989, but he had been dismissed from the police service by then for depositing $110,000 in bank accounts under a false name.</p> <p dir="ltr">He was then jailed for four years for perverting the course of justice over that matter, and was jailed for another 12 months in 2005 for lying to the Police Integrity Commission.</p> <p dir="ltr">In 2014, Rogerson, and his fellow former detective Glen McNamara, were arrested over the execution murder of 20-year-old student Jamie Gao.</p> <p dir="ltr">Both disgraced officers were both found guilty in 2016 over the killing and handed life sentences, with Rogerson's final appeal over that conviction failing last year.</p> <p dir="ltr"><em>Image credits: Nine - Under Investigation</em><span id="docs-internal-guid-7cde412f-7fff-adaa-9f17-0c5ba1485575"></span></p>

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Roger Federer breaks royal protocol with Kate Middleton

<p dir="ltr">Roger Federer is being scrutinised by royal watchers after an awkward moment with the Princess of Wales was caught on camera at Wimbledon.</p> <p dir="ltr">Kate had welcomed Federer and his wife to the Royal Box to watch the match between Elena Rybakina and Shelby Rogers on Tuesday.</p> <p dir="ltr">It was when Federer greeted Kate to a standing ovation in front of the packed crowd, that he had made the controversial mistake of putting his arm around Kate as he said hello.</p> <p dir="ltr">Royal watchers have accused the eight-time Wimbledon champion of breaking royal protocol, as they believed this action caused Kate to “flinch”, and claimed that Federer was “overstepping”.</p> <p dir="ltr">As part of the royal protocol, it is improper for someone to touch a member of the royal family unless they offer their own hand in greeting.</p> <p dir="ltr">This extends to the royal children, who are expected to bow and curtsy to their own parents when in public, which prompted further questions for Federer’s actions.</p> <p dir="ltr">Despite people finding fault in Federer’s actions, the pair of good friends had laughed and enjoyed their time throughout the game.</p> <p dir="ltr">“It did seem that Kate and Roger were getting along pretty well,” <em>Seven News Europe </em>Bureau Chief Hugh Whitfield told <em>Sunrise</em>.</p> <p dir="ltr">“Some might say that Roger, overstepped, the mark stepped, across the fault line by putting his arm, around Kate. They’ve known each other for a long time.</p> <p dir="ltr">“There’ll be questions about whether he broke royal protocol. I think most people were just happy to see them enjoy the day.”</p> <p><em>Image: Getty</em></p>

International Travel

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Kate Middleton takes on Roger Federer in astounding match

<p>Undoubtedly one of the best tennis players of all time, Swiss star Roger Federer may have just met his match with the Princess of Wales.</p> <p>While Federer has 20 grand slam titles to his name, the Princess managed to get a shot past the star, which was met with his response, “I think it was on the line. Amazing!”</p> <p>Kate also took the opportunity to grab some coaching advice from the former world No. 1.</p> <p>“Any tips on my serve at the same time would be very helpful,” she asked.</p> <p>However, Federer seemingly had no advice to offer the Princess, responding, “The serve looks good.”</p> <p>The duo were playing a doubles match on No. 3 Court – where Federer won his first match on the way to earning his first Wimbledon title in 2003 – to acknowledge the hard work of ball boys and girls at the tournament.</p> <p>A clip of their encounter surfaced on YouTube and tennis enthusiast Kate is heard saying, “It’s so good to see you, Roger,” before stepping out onto the court ahead of their match.</p> <p>After she got her shot past the tennis legend, who retired from the sport in 2022, Kate gave a celebratory pat on the shoulder to her doubles partner Joel Eboewe, a coach with the Wimbledon Junior Tennis Initiative, which offers free lessons to local children.</p> <p>During their visit earlier in June, the pair accompanied the ball boys and girls in training for the 2023 tournament which commences Monday, 26 June.</p> <p>Federer himself started out as a ball boy in Basel in 1993 at just age 12, but it seemed as though he may have forgotten a thing or two about what goes on beyond playing the game.</p> <p>As tennis balls bounced around at his feet, Federer – with an estimated net worth of $820 million – asked, “Is that supposed to be me picking them up?”</p> <p>Kate also appeared slightly confused, with the royal being told that she was not allowed to catch a ball until it had bounced off the back wall.</p> <p>Every year, about 1,000 children aged 11 to 13 from schools near Wimbledon participate in training sessions, with a lucky quarter of them selected to take part in the tournament.</p> <p>For those being tested, Kate had a message to share, “With all the discipline and everything you’ve learned, you’ll be able to take it into so many other parts of your life; things like confidence and that feeling of pride with being on any of the courts is such a big moment.”</p> <p>Kate and Federer were due to participate in a charity tennis day in 2022, but the Princess pulled out after the Queen’s funeral.</p> <p>Federer has become friends with the Royals and the Middletons, with the tennis legend even spotted at the wedding of Kate's sister Pippa to James Matthews in 2017.</p> <p>He has also visited Prince William and Princess Kate at their home in Anmer Hall in Norfolk and has given Prince George a private tennis lesson.</p> <p>Wimbledon ball boys and girls manager Sarah Goldson said, “We’re proud of the young people who dedicate so much time and effort to their role which plays an integral part in delivering successful championships.”</p> <p>As patron of the All England Club, Kate will present the trophies to the winners of Wimbledon 2023.</p> <p><em>Image credit: Getty</em></p>

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Federal Budget 2023: How to make the most of the key promises

<p dir="ltr">Treasurer Jim Charles has handed down his first budget for 2023/24, offering a series of measures aimed at tackling the cost-of-living crisis.</p> <p dir="ltr">Millions of Australians will receive a boost from the federal government medical care, bills and welfare payments, amid the forecast that the budget will be be in the black with a surplus of $4bn.</p> <p dir="ltr">Here’s what it means for you:</p> <p dir="ltr"><strong>Bill help</strong></p> <p dir="ltr">Those who are on the pension, a seniors card holder or a recipient of family tax benefits A and B will be eligible to get help with energy bills thanks to a deal between the states and Commonwealth that’s worth $1.5bn.</p> <p dir="ltr">That means over five million eligible households and one million eligible small businesses will benefit from the scheme.</p> <p dir="ltr">The relief will come in the form of credits that apply directly to their power bills rather than cash, and the amount they receive will depend on the state they live in.</p> <p dir="ltr"><strong>Medicare Relief</strong></p> <p dir="ltr">The incentives paid to GPs who bulk bill 11.6m eligible Australians including children under 16, pensioners and other concession card holders will increase.</p> <p dir="ltr">GPs will be able to claim the incentives for in-person consultations over six minutes long and certain telehealth consultations.</p> <p dir="ltr">GPs who bulk bill patients in the city will be paid a new incentive of $20.65 compared to the previous rate of $6.60, while regional GPs will receive a $31.40 incentive, up from $10.05.</p> <p dir="ltr"><strong>Welfare recipients</strong></p> <p dir="ltr">Over 1.1 million vulnerable Australians will benefit from a $40 fortnightly boost from September, if parliament agrees.</p> <p dir="ltr">The increased base rate will apply to people receiving JobSeeker, Youth Allowance, Parenting Payment (partnered), ABSTUDY, Disability Support Pension (Youth) and Special Benefit.</p> <p dir="ltr"><strong>Rental assistance</strong></p> <p dir="ltr">For many renters, this budget means that rent is forecasted to increase over the next year as the market tightens.</p> <p dir="ltr">However, for those currently receiving the maximum Commonwealth Rent Assistance allowance their payments will increase by 15 per cent.</p> <p dir="ltr">Here’s what the Federal Budget will look like at a glance:</p> <ul> <li dir="ltr"> <p dir="ltr">Budget deficit of $13.9 billion in 2023/24</p> </li> <li dir="ltr"> <p dir="ltr">Commonwealth net debt to rise to $574.9 billion (22.3 per cent of GDP) in 2023/24</p> </li> <li dir="ltr"> <p dir="ltr">Economic growth to fall to 1.5 per cent in 2023/24</p> </li> <li dir="ltr"> <p dir="ltr">Unemployment rate to rise to 4.25 per cent in 2023/24</p> </li> <li dir="ltr"> <p dir="ltr">Inflation as measured by CPI to be 3.25 per cent in 2023/24</p> </li> <li dir="ltr"> <p dir="ltr">Wages to rise by four per cent in 2023/24</p> </li> </ul> <p dir="ltr"> </p> <p dir="ltr">And here are the key measures the federal budget has promised:</p> <ul> <li dir="ltr"> <p dir="ltr">Energy bill relief for five million households and one million businesses</p> </li> <li dir="ltr"> <p dir="ltr">Triple bulk-billing incentives and more funding for urgent care clinics</p> </li> <li dir="ltr"> <p dir="ltr">Base rate of JobSeeker and other payments to be raised for 1.1 million households</p> </li> <li dir="ltr"> <p dir="ltr">Commonwealth Rent Assistant rise for 1.1 million households</p> </li> <li dir="ltr"> <p dir="ltr">Housing boost including tax breaks for build-to-rent investors</p> </li> <li dir="ltr"> <p dir="ltr">$4 billion extra for renewable energy</p> </li> <li dir="ltr"> <p dir="ltr">Tax breaks for small business to write-off assets and reduce energy costs</p> </li> <li dir="ltr"> <p dir="ltr">Targeted help for jobless aged over 55</p> </li> <li dir="ltr"> <p dir="ltr">Cut to cost of medicines</p> </li> </ul> <p><em>Image: Getty Images/ Martin Ollman / Stringer</em></p>

Money & Banking

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Workers eligible for $10,000 salary bump in federal budget revealed

<p>Treasure Jim Chalmers has revealed the frontline workers who will receive a hefty pay rise in the federal budget to help with the cost of living pressures and improve equal pay for women.</p> <p>Some frontline workers will see a pay rise of $10,000 a year under the historic changes.</p> <p>It is part of the biggest pay rise to date for aged care workers that will distribute pay rises to 250,000 people working on the frontline to care for older Australians.</p> <p>Those eligible include nurses who could receive an extra $200 a week, enrolled nurses, assistants in nursing, personal care workers, head chefs and cooks, recreational activities officers (lifestyle workers) and home care workers.</p> <p>Under the changes, the following will secure a significant pay rise for working in aged care.</p> <ul> <li>A registered nurse on a level 2.3 aware wage will receive an additional $196.08 a week (more than $10,000 a year)</li> <li>An enrolled nurse on a level 2 award age will receive an additional $145.54 a week (more than $7500 a year)</li> <li>An assistant in nursing on a level 3 award wage will receive an additional $136.68 a week (more than $7100 a year)</li> <li>A personal care worker on a level 4 (aged care award) or a home care worker on a level 3.1 (SCHADS award) will receive an additional $141.10 a week (more than $7300 a year)</li> <li>A recreational activity officer on a level 3 (aged care award) will receive an additional $139.54 a week (more than $7200 a year)</li> <li>A head chef/cook on a level 4 (aged care award) will receive an additional $141.12 a week (more than $7300 a year)</li> <li> A staff member with a Certificate III qualification will see a change from $940 per week to $1,082</li> </ul> <p>Treasurer Jim Chalmers said it was hoped the investment would help the industry retain staff and lure new employees to the sector.</p> <p>“Every worker deserves a fair day’s pay for a fair day’s work and that’s what this will deliver for thousands in aged care across the country,’’ he said.</p> <p>“For too long, those working in aged care have been asked to work harder for longer without enough reward but with this Budget, that changes.</p> <p>“This investment recognises the incredible contribution that aged care workers make to our economy and community and will help to create a bigger incentive for young Australians looking for a rewarding career to pick aged care in the future.”</p> <p>Anika Wells, Minister for Aged Care, said the increase in pay reflected that aged care was physically and emotionally demanding work.</p> <p>The 15 per cent pay rise means that a staff member with a Certificate III qualification moves from earning only $940 per week to $1,082.</p> <p>“This record $11.3 billion investment is a historic and deserved pay rise for a workforce undervalued for far too long,’’ she said.</p> <p>“Fair wages play a major role in attracting and retaining workers to provide around the clock care for some of Australia’s most vulnerable people.</p> <p>Health and Aged Care Minister Mark Butler said the pay rise would make history.</p> <p>The wage increase is designed to help women and families struggling with the cost of living crisis and ensure that quality aged care workers are less inclined to consider leaving the sector over pay concerns.</p> <p>“Our commitment is long overdue recognition of the skilled work our aged care workers deliver day in, day out,’’ he said.</p> <p>Other workers in the budget are expected to include older Australians who are seeking employment and they will receive pay rises if they are over 60 but not yet eligible for the aged pension.</p> <p>The Albanese Government are also expected to boost payments for single parents after former Prime Minister Julia Gillard introduced changes to force parents - particularly women - to return to work earlier.</p> <p><em>Image credit: Getty</em></p>

Money & Banking

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Roger Federer stuns with unlikely photo op

<p>Roger Federer has taken the world by storm with more than just his tennis prowess after posting a new picture to Instagram. </p> <p>The retired 20-time Grand Slam champion is in France for Paris Fashion Week with his wife, Mirka. Mirka had been turning heads with her outfit, with many believing the creature on her vest to be a nod to her husband, the GOAT, but it was Roger who seized the attention of fans with his surprising post. </p> <p>The image features Roger posing with all four members of K-pop sensation Blackpink - Jisoo, Jennie, Rose, and Lisa. </p> <p>The group, formed in 2016 and dubbed the world’s greatest girl group, boast their own following of 52.4m followers on Instagram.</p> <p>It appears that Roger’s four children are included in that impressive count, with Roger captioning the picture, “My kids said this was a definite IG post.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/Cn9Dii3oSEF/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/Cn9Dii3oSEF/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Roger Federer (@rogerfederer)</a></p> </div> </blockquote> <p>The meeting between international superstars immediately caught the attention of fans and friends, skyrocketing to over one million likes in one day. </p> <p>Fans of Blackpink are known affectionately as “Blinks”, and dozens took to Roger’s comment sections to express their surprise while questioning his position in the fan network.</p> <p>American teen tennis star and current World Number 7 Cori Dionne “Coco” Gauff asked, “blink????” </p> <p>“Your kids definitely understood their assignment,” declared one fan, referencing Roger’s caption.</p> <p>“Iconic!” The agreement came from none other than CEO of TAG Heuer, Frédéric Arnault. </p> <p>“You win everything,” commented London’s Instagram account, “now you’ve won at instagram!”</p> <p>Roger also posted the picture to his Twitter account, where the comments reflected those seen on Instagram, with the additional, “not sure if I’m jealous of Roger or Blackpink LOL.”</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">not sure if im jealous of Roger or Blackpink LOL</p> <p>— Iggy Wan (@officialiggywan) <a href="https://twitter.com/officialiggywan/status/1619451939045122050?ref_src=twsrc%5Etfw">January 28, 2023</a></p></blockquote> <p>Amid the excitement, many voiced their surprise at the unexpected meeting of stars. Others praised Roger’s kids for keeping the 41 year old on top of trends, with one writing, “Roger’s kids really keeping him updated with pop culture. Love to see it” to over 250 likes. </p> <p>Since both Rafael Nadal and Novak Djokovic have overtaken Federer’s Grand Slam victory tally, a debate has broken out as to whether or not he is the tennis GOAT. This doesn’t seem to be troubling Federer, who seems to be making the most of and enjoying his time away from the game. </p> <p>Although Federer did not attend the Australian Open, Djokovic took an opportunity to honour the retired champion, and expressed his support for Roger and his family, “he is enjoying life, for sure. It’s nice to see that. Obviously, for tennis, he has been one of the most important players ever to play the game. So, you know, big regards to him and his family.”</p> <p><em>Image: Twitter</em></p> <p> </p>

Family & Pets

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"Please believe me": Roger Federer refused entry into Wimbledon

<p>After being refused entry to Wimbledon, Roger Federer has been forced to boast about his tennis achievements to a security guard. </p> <p>Speaking with Trevor Noah on <em>The Daily Show</em>, the tennis champion shared the details of the incident that happened in November, where he was refused entry into the prestigious All England Lawn Tennis Club. </p> <p>Despite winning the major tournament a whopping eight times throughout his glittering career, the 20-time Grand Slam winner says he was initially turned away at the entrance gate.</p> <p>“I drive up to the gate where usually guests would come in. So I get out, and I tell my coach who was with me, ‘I’ll quickly go out and speak to the security lady. I got this,’” he recalls.</p> <p>“So then I get out and I’m like, ‘Hello I was wondering how I could get into Wimbledon?’ She asked if I had a membership card. When you win Wimbledon, you become a member automatically. And honestly I don’t know about membership cards, they are probably at home somewhere and I’ve just been travelling so I had no idea.”</p> <p>“I told her, ‘No I don’t have my membership card, but I am a member. I’m just wondering where I can get in,’” he told the guard, however his plea fell on deaf ears.</p> <p>“I’m like, ‘No, I am a member and normally when I’m here, I’m playing. And now it’s the first time the tournament is not on and I’m here.’"</p> <p>“I look at her in a panic one last time, and say, ‘I’m so sorry but I have won this tournament eight times, please, believe me, I am a member,’” he added.</p> <p>After an unsuccessful attempt at gaining access to the club, Federer decided to try another gate on the opposite side, where he was instantly recognised by another guard.</p> <p>He told the host, “The security guard standing there says, ‘Oh my god, Mr. Federer what are you doing here? Do you have your membership card? I said I don’t, but the security guard let me in and organised it all.”</p> <p>The tennis legend said after he finally gained access, he ended up having tea with the Wimbledon chairman for an hour.</p> <p>“And I thought of going over to the other side and giving the other security guard a wave, but I didn’t do it,” he said.</p> <p><em>Image credits: Getty Images</em></p>

Travel Trouble

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What explained the seismic 2022 federal election?

<p>The 2022 Australian federal election was distinctive in two ways.</p> <p>First, it was held in the wake of a major crisis – the COVID-19 pandemic. While the salience of the pandemic had subsided by the time of the election, voters’ assessments of the Coalition government’s performance on the pandemic proved to be a major factor in their voting decision, as did the cost of living crisis it helped create.</p> <p>Second, almost one in three voters cast their ballots for a minor party or independent candidate, the highest since the 1930s. Of the two major parties, the Liberals fared worst, winning their lowest seat share since 1946 (the first election the party contested). But Labor didn’t reap the benefits of this Liberal decline, with the party recording its lowest primary vote since the 1930s.</p> <p>What explains this seismic result, and what does it tell us about the future of electoral politics in Australia?</p> <p>Using the just-released 2022 Australian Election Study (AES) – a comprehensive post-election survey conducted at each election since 1987 – we can answer these questions.</p> <h2>Why the Coalition lost</h2> <p>A perception of poor government performance played a key role in the Coalition defeat. In 2022 there were three performance explanations for the Coalition’s defeat – the economy, the pandemic, and Scott Morrison’s leadership.</p> <p>With rising inflation and a cost of living crisis, around two-thirds of voters thought the economy had worsened in the 12 months leading up to the election. This was the most pessimistic view of the economy in over three decades.</p> <p>In previous elections, voters have usually preferred the Coalition over Labor on economic issues. In 2022, however, voters preferred Labor over the Coalition on the cost of living – the single biggest issue in the election.</p> <p>The Coalition’s performance on the pandemic was also regarded as unsatisfactory. Just 30% of Australians thought the federal government had handled the pandemic well. Indeed, voters had much more favourable views of their state governments’ performance. Because virtually the whole period between the 2019 and 2022 elections was dominated by the pandemic, the public’s evaluations of the Morrison government’s performance were therefore closely associated with the pandemic.</p> <p>The third reason for the Coalition defeat was the negative opinions many voters formed of Morrison’s leadership. While Morrison was generally popular when he won the election in 2019, by 2022 he had become the most unpopular major party leader since at least 1987. Morrison wasn’t considered honest and trustworthy, two of the traits most closely associated with how favourable we view leaders. The public’s dislike of Morrison has its origins in his Hawaii holiday during the 2019-20 bushfires, and was strengthened by a perception of poor performance in the second year of the pandemic.</p> <h2>Labor’s ‘victory by default’</h2> <p>Labor won the election despite their record low vote and a 0.8% swing against them. Indeed one newspaper <a href="https://www.theaustralian.com.au/nation/politics/anthony-albanese-wins-but-its-a-victory-by-default-for-labor/news-story/75b7d87c9b61157a16dc6d772c306deb" target="_blank" rel="noopener">described</a> it as a “victory by default”.</p> <p>During the election campaign, Labor adopted a “small target” strategy. While Labor fought the 2019 election on ambitious proposals for tax reform, in the 2022 election they avoided putting forward policies that would deter voters, and emphasised their policy agreement with the Coalition – even promising to keep the Coalition’s stage three income tax cuts.</p> <p>The effects of this change in Labor strategy are evident in the AES data. Fewer voters cast their ballots based on policy preferences than in 2019, and the proportion of voters who saw “a good deal of difference” between the parties declined from 40% in 2019 to 28% in 2022.</p> <p>Labor also entered the election with Anthony Albanese as leader, who was more popular than both Scott Morrison and Labor’s predecessor, Bill Shorten. The previous majority government win for Labor in 2007 was one that generally inspired voters. Indeed in 2007, Kevin Rudd was the most popular prime minister in the history of the AES, and satisfaction with democracy was at a record high at that time.</p> <p>By contrast, Labor’s 2022 win was more about directing attention to the Coalition’s weak performance, rather than putting forward a policy agenda that was really attractive to voters.</p> <h2>The big movers: women and young people</h2> <p>The 2022 election brought into sharp focus two major changes in party support that have been slowly eroding the social bases of the major parties: gender and generation.</p> <p>There’s a significant gender gap in voter behaviour – since the early 2000s, fewer women have voted for the Coalition than men. Labor has the opposite gender voting gap, attracting more votes from women than men (though to a lesser extent).</p> <p>Since 2016, the gender gap in voting has been greater than in all previous elections covered by the AES. In 2022 just 32% of women voted for the Coalition, the lowest share ever. One contributing factor to this collapse in female support for the Coalition is the treatment of women within the Liberal party.</p> <p>The divide between how younger and older generations of Australians vote is more pronounced than the gender gap. Millennials (the oldest of whom are now in their 40s) and Generation Z (those born after 1996) make up an increasing proportion of the electorate, greatly outnumbering Baby Boomers.</p> <p>These younger generations have different voting patterns to previous generations at the same stage of life, and are also much further to the left in their party preferences. Just 27% of Millennials said they voted for the Coalition in 2022.</p> <p>At no time in the 35-year history of the AES has there been such a low level of support for either major party among younger people.</p> <p>The assumption that Millennials and Gen Z will shift to the right as they age hasn’t been supported by the evidence thus far. Which generation one is in seems to have a much more significant effect on voting behaviour than one’s age.</p> <p>Therefore, the implication is the electorate is moving further to the left and becoming more progressive across a range of policy areas.</p> <h2>Increasing voter volatility</h2> <p>As the traditional social bases of the major parties have gradually changed, so too have the political ties that have bound voters to parties. Around one in four voters say they don’t have an attachment to a political party, the highest figure ever recorded in the AES. The proportion of voters who considered voting for another party during the election campaign, at 36%, has at no time been higher.</p> <p>This is reflected most dramatically in the proportion of voters who said they had always voted for the same party. In 1967 this figure was 72%, and in 2022 it declined to an all-time low of 37%.</p> <h2>What now for the party system?</h2> <p>If voters are drifting away from the major parties, who are they choosing instead and what are the implications for the party system?</p> <p>The “teal” independents were obviously an important beneficiary. However, most teal voters were former Labor and Green voters casting a tactical vote to unseat a Liberal candidate. The medium-term fate of the teals will depend on how far they can create a distinct political identity to hold their support together at the 2025 election. More broadly, support for minor parties and independent candidates will continue to increase.</p> <p>The gradual changes in voting behaviour that are taking place, and which were especially pronounced in the 2022 election, represent an existential crisis for the Liberals. With their support base declining through generational replacement, they must not only attract new voters but also stem defection to give themselves a chance of election.</p> <p>As the political agenda moves towards support for action on climate change, constitutional recognition for Aboriginal and Torres Strait Islander people, and (perhaps) moving to a republic – all issues on which the Coalition is divided – it’s unclear where these new voters will come from.</p> <p><strong>This article originally appeared on <a href="https://theconversation.com/what-explained-the-seismic-2022-federal-election-the-australian-election-study-has-answers-195286" target="_blank" rel="noopener">The Conversation</a>.</strong></p> <p><em>Images: Getty</em></p>

Legal

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See inside Roger Federer’s teenage bedroom

<p dir="ltr">While Roger Federer’s adult life has been filled with fame and success on and off the tennis court, a throwback photo has revealed that his teenage years were more similar to most of ours than we might expect.</p> <p dir="ltr">A photo of the tennis maestro’s bedroom has been doing the rounds on social media and shows a 17-year-old Federer grinning for the camera with bleach-blond hair, some spots, and wearing a baggy Nike sweatshirt.</p> <p><span id="docs-internal-guid-80512efe-7fff-5421-80f7-aa93133a3cae"></span></p> <p dir="ltr">The future World No. 1’s bedroom walls were covered in posters of his teenage idoles, including Pamela Anderson, and NBA stars Michael Jordan and Shaquille O’Neal.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">A 17-year-old Roger Federer with pin-ups of Jordan, Pamela Anderson and a Macedonian flag 🇲🇰 in his bedroom in Basel 😀 <a href="https://t.co/IPEIqzV9sw">pic.twitter.com/IPEIqzV9sw</a></p> <p>— Luigi Gatto (@gigicat7_) <a href="https://twitter.com/gigicat7_/status/1584598092065648642?ref_src=twsrc%5Etfw">October 24, 2022</a></p></blockquote> <p dir="ltr">Other items dotted around his room included what appears to be an Akubra hat, along with the Montenegrin flag, a mini basketball hoop and a collection of trophies.</p> <p dir="ltr">Just five years after the photo was taken, Federer would win his first Major at Wimbledon in 2003.</p> <p dir="ltr">Fans were quick to share their thoughts on the photo, with many sharing lighthearted jokes and commenting on how normal the future star’s room looked.</p> <p dir="ltr">“Lol i like the 90s randomness of it all,” one person shared.</p> <p dir="ltr">“Looks like any normal kids room at the time,” another said.</p> <p dir="ltr">“Really been living up to his two as the blandest white guy on earth since day one,” a third teased.</p> <p dir="ltr">“The GOAT with my country’s flag 😍,” one fan enthused.</p> <p dir="ltr">As for his bleached locks, one fan dubbed it his “Eminem phase”, referencing American rapper’s iconic bleach blond hair which he had during the 1990s and 2000s.</p> <p dir="ltr"><span id="docs-internal-guid-845b454f-7fff-8174-435d-f678f04b1e2a"></span></p> <p dir="ltr"><em>Image: Getty Images</em></p>

Family & Pets

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Big winners and losers of the 2022 federal budget

<p dir="ltr">The Albanese government has shared their first budget since being in power, with little to be done to help everyday Aussies with the ongoing cost of living crisis.</p> <p dir="ltr">Treasurer Jim Chalmers said Australia cannot afford to “spray money around indiscriminately”, although there were real winners in Labor's first Federal Budget in almost a decade.</p> <p dir="ltr">Parents, students, seniors, first home buyers and Australians needing medication have been put forward in the budget, with the government assuring to spend the money needed to help Aussies doing it tough.</p> <p dir="ltr">When it comes to losers, low and middle income earners, renters and young Australians won’t be receiving any handouts from the government.</p> <p dir="ltr"><strong>Winners</strong></p> <p dir="ltr"><strong>Australians who need medication</strong></p> <p dir="ltr">From the beginning of next year, the minimum cost of each script will drop from $42.50 to $30, with the government picking up the difference.</p> <p dir="ltr">The Budget estimates this will save about 3.6 million Australians more than a combined $190 million a year</p> <p dir="ltr">Dozens more prescriptions will also be added to the scheme at a cost of $1.4 billion to the Budget, saving patients who need them thousands of dollars.</p> <p dir="ltr"><strong>First home buyers</strong></p> <p dir="ltr">As Australia’s population grows, the government wants a million new homes built over the next five year.</p> <p dir="ltr">For its part, a $10 billion grant to a Housing Australia Future Fund will be set up, interest from which will be used to deliver 30,000 social and affordable homes over the half a decade.</p> <p dir="ltr">A more limited assistance scheme will help 10,000 first homebuyers in regional areas by guaranteeing up to 15 per cent of the purchase price.</p> <p dir="ltr"><strong>Seniors</strong></p> <p dir="ltr">Homeowners aged 55 and over are eligible for a tax break on a one-off post-tax contribution to their superannuation of up to $300,000 after selling their home.</p> <p dir="ltr">The Budget also extends the asset test exemption for pensioners to downsize their homes without losing any of their payments.</p> <p dir="ltr">Age and veteran pensioners will also get a one-off $4,000 tax credit to increase how much they can earn, from $7,800 to $11,800 without having their payments cut so they can work longer hours if they choose to go back to work.</p> <p dir="ltr"><strong>Climate change efforts</strong></p> <p dir="ltr">The government has pledged over $30 billion in climate-related spending.</p> <p dir="ltr">Some $20 billion will be allocated to rewire the nation for renewable energy takes the lion's share, along with $630 million for a new disaster ready fund.</p> <p dir="ltr">Some $1.9 billion for a Powering the Regions fund, $275 million for driving the use of electric cars, and $224 million for community batteries to support household solar are also on the climate books.</p> <p dir="ltr"><strong>Women</strong></p> <p dir="ltr">A record $1.7 billion will be spent over six years to end violence against women and children and an initial $3.4 million will be set aside to introduce a program offering 10 days of paid domestic and family violence leave.</p> <p dir="ltr">Education for consent and respectful relationships will receive $83.5 million over six years, with $42.5 million set aside for sexual harassment at work, to implement recommendations of the Respect@Work report.</p> <p dir="ltr"><strong>Losers</strong></p> <p dir="ltr"><strong>Low and middle income earners</strong></p> <p dir="ltr">The government has chosen not to extend the popular Lower and Middle Income Tax Offset (LMITO) for the 2022-23 financial year.</p> <p dir="ltr">Known as 'the Lamington' scheme, the offset saved Aussies up to $1500 in tax in the last financial year - meaning taxpayers will feel the pinch once they have lodged their annual taxes.</p> <p dir="ltr"><strong>Motorists</strong></p> <p dir="ltr">Despite public outcry, the government discontinued the 22c cut to the fuel excise implemented by the Morrison Government that cost $3 billion over six months.</p> <p dir="ltr">The cost of petrol remains above $2 a litre and shows no signs of falling.</p> <p dir="ltr"><strong>Renters</strong></p> <p dir="ltr">Landlords have already started raising rental prices to accommodate for the price of inflation and the surge of mortgage repayments.</p> <p dir="ltr">Treasury forecasts rental costs will spike over the next couple of years, Budget documents said.</p> <p dir="ltr">Getting a rental is already extremely difficult in most capital cities and there was nothing in the Budget to specifically address the concerns of tenants.</p> <p dir="ltr"><strong>Young Australians</strong></p> <p dir="ltr">Australia's debt levels are expected to surpass the $1 trillion mark for the first time ever and someone is going to have to pay for it.</p> <p dir="ltr">Gross government debt is expected to reach $1.004 billion in 2023-24, making up 40.8 per cent of gross domestic product or economic output.</p> <p dir="ltr">This was expected to rise to $1.091 trillion in 2024-25, comprising 42.5 percent of GDP, and $1.159 billion by 2025-26 comprising 43.1 percent of the economy, which will inevitably fall to the next generation to solve.</p> <p dir="ltr"><em>Image credits: Getty Images</em></p>

Money & Banking

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"I thought I was going to die": Mat Rogers' secret health struggle

<p>Former NRL star Mat Rogers claims he thought he “was going to die” as an autoimmune disease left him in crippling pain, even fearing he may have to say goodbye to his family.</p> <p>The 46-year-old began to suffer from seronegative inflammatory arthritis earlier this year, also known as spondyloarthritis.</p> <p>The autoimmune disease affects the joint of the vertebral column and symptoms include pain, morning stiffness, fatigue, fever and low appetite.</p> <p>The symptoms are very similar to rheumatoid arthritis however, the two conditions affect the body differently. Spondyloarthritis starts in the lower back or shoulders.</p> <p>Speaking ahead of the release of his book, “<em>A Father’s Son</em>”, Rogers recalls how a mild shoulder tickle turned into unbearable pain.</p> <p>“I thought I was going to die. I literally got a condition where my immune system started attacking my joints and I was just like an old man."</p> <p>"It started out rather mild in my shoulder then it sort of riddled my body. I thought this was it, I thought I had some sort of blood cancer."</p> <p>The former dual code star feared he may leave his five kids and wife prematurely.</p> <p><em>A Father's Son</em> is available now at all major book stores and online.</p>

Body

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Federer opens up on emotional moment with Rafael Nadal

<p dir="ltr">Roger Federer has spoken about the moment he was snapped holding hands with Rafael Nadal during his emotional final match at the Laver Cup, describing it as a “secret thank you”.</p> <p dir="ltr">Though Nadal and Federer lost their doubles match, there wasn’t a dry eye in the arena as the reality of Federer’s retirement and completion of his final match sunk in.</p> <p dir="ltr">The icons have been both rivals and teammates over the years, winning a combined 42 Grand Slam singles titles.</p> <p dir="ltr">After the match emotions were high with the pair sitting next to each other and crying, with Federer then reaching out to hold Nadal’s hand.</p> <p dir="ltr">With a photo capturing the moment going viral, Federer told the New York Times the act was a “secret thank you” to Nadal.</p> <p dir="ltr">“Well, I mean, it was a short moment,” Federer said.</p> <p dir="ltr">“I think at one point, I was sobbing so hard, and I don’t know, everything was going through my mind about how happy I am to actually experience this moment right there with everybody.</p> <p dir="ltr">“And I think that’s what was so beautiful about just sitting there, taking it all in while the music was playing, and the focus was maybe more on her (the singer Ellie Goulding). So, you almost forgot that you’re still being taken pictures of.</p> <p dir="ltr">“I guess at one point, just because obviously I couldn’t speak and the music was there, I guess I just touched him, and I guess it’s maybe a secret thank you.</p> <p dir="ltr">“I don’t know what it was, but for me, that’s maybe what it was and how it felt and some pictures came out of it. Different ones.</p> <p dir="ltr">“Not just that one but other ones, too, that were just completely crazy, you know, so with different angles, and I hope to get those because they mean a lot to me.”</p> <p dir="ltr">The emotional moment comes after the 41-year-old <a href="https://www.oversixty.com.au/lifestyle/retirement-life/i-love-you-and-will-never-leave-you-federer-s-message-to-fans" target="_blank" rel="noopener">announced his retirement</a> earlier this month.</p> <p dir="ltr">Though the potential to add more wins to his lengthy list of victories, Federer said he hopes he can continue to play in exhibition matches.</p> <p dir="ltr">“I think it would be beautiful to somehow have a goodbye exhibition game, you know, and thank the fans, because obviously Laver Cup was already sold out before I knew about retirement,” Federer said.</p> <p dir="ltr">“A lot of people would have loved to get more tickets and couldn’t, so I just feel maybe it would be nice to have one more or several goodbye exhibitions, but I’m not sure if I could or I should do that now.</p> <p dir="ltr">“But obviously I would love to play exhibitions down the road, take tennis to new places or take it back to fun places where I had a blast.”</p> <p><span id="docs-internal-guid-e6ea1229-7fff-18f5-380c-255e00edf0b8"></span></p> <p dir="ltr"><em>Image: Twitter</em></p>

Retirement Life

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The retirement of Roger Federer is the abdication of tennis royalty

<p>This is a time of endings. In the midst of the all-consuming <a href="https://theconversation.com/media-coverage-of-queen-elizabeths-death-began-well-but-quickly-descended-into-farce-190645" target="_blank" rel="noopener">media spectacle</a> surrounding the death of Queen Elizabeth II, “tennis royalty” in the form of Roger Federer <a href="https://www.abc.net.au/news/2022-09-15/roger-federer-announces-retirement-from-tennis/101446316" target="_blank" rel="noopener">retired</a> in the same week and in the same city that she is laid to rest.</p> <p>When the career of a sporting celebrity concludes, it is widely represented as if they have died, in what journalists call “sports obituaries”.</p> <p>The person in question is usually still alive and will probably go on to be successful in the business, media and/or charity sectors. But the experience of watching them perform live at the stadium or on screen immediately mutates into nostalgic reflection.</p> <p>So, what can be said about the sporting life of “Roger”, one the few people often known solely by their given name?</p> <h2>The final curtain</h2> <p>When the institution of sport emerged during the late industrial revolution in the 19th century, it changed, as Allen Guttmann famously put it, “<a href="http://cup.columbia.edu/book/from-ritual-to-record/9780231133418" target="_blank" rel="noopener">from ritual to record</a>”. It became all about the numbers and the score.</p> <p>By this measure, Federer’s sporting record is <a href="https://www.reuters.com/lifestyle/sports/roger-federers-records-milestones-2022-09-15/" target="_blank" rel="noopener">formidable</a> – world men’s number one for the best part of six years, 20 Grand Slam singles titles (including six Australian Opens), the only player to win at least ten titles on clay, grass and hard court surfaces, and sundry other tennis achievements.</p> <p>Of course, it has not all gone smoothly. The body that was his finely tuned instrument on the tennis court increasingly failed him, although the steely determination of the champion never wavered.</p> <p>Until, facing one last hurrah but probably playing on one leg, he chose to lower the curtain at the event that he co-created.</p> <p>Named after his tennis hero, the <a href="https://lavercup.com/" target="_blank" rel="noopener">Laver Cup</a> is a testament to Federer’s unusually intense immersion in tennis history and, ultimately, his own place within it. Federer, who arrived as a <a href="https://www.google.com.au/books/edition/The_Master/2N79DwAAQBAJ?hl=en&amp;gbpv=1&amp;dq=federer+biography&amp;printsec=frontcover" target="_blank" rel="noopener">teenage firebrand</a>, admires not just the impressive tennis record but also the demeanour of <a href="https://www.tennisfame.com/hall-of-famers/inductees/rod-laver" target="_blank" rel="noopener">Rod Laver</a>.</p> <p>An elegant and courteous stylist who was instrumental in the professionalisation of tennis in the 1960s, he has been a significant role model for Federer.</p> <p>Laver is not just acknowledged as a superlative tennis player, but widely respected and admired. In emulating him, Federer generally behaved well on and off court, although unlike Laver, he sometimes wept with frustration or joy.</p> <p>In the pure aesthetics of tennis, Federer arguably eclipsed the master. No cold-eyed counting of tournament wins can capture the beauty of his backhand, the flourish of his forehand.</p> <h2>King Roger and the big three</h2> <p>In the early days of his career, the Swiss-South African Federer could have gone the way of Australian <a href="https://theconversation.com/what-the-ash-barty-and-special-k-tennis-triumphs-say-about-australia-and-the-buttoned-up-sport-industry-175993" target="_blank" rel="noopener">Nick Kyrgios</a>, who is more than a decade younger. Both supremely talented and combustible, Federer and Kyrgios went in different directions.</p> <p>Federer became “<a href="https://www.thetimes.co.uk/article/king-roger-c6xpgkd8t?region=global" target="_blank" rel="noopener">King Roger</a>”, as he was anointed by the august Times of London in 2018 – a player who trained hard, curbed his temper, and won Wimbledon at the age of 21.</p> <p>Kyrgios, by contrast, emerged as “<a href="https://www.dailymail.co.uk/sport/sportsnews/article-10964325/Wimbledon-2022-Stars-slam-Nasty-Nick-Kyrgios-SPAT-direction-abusive-fan.html" target="_blank" rel="noopener">Nasty Nick</a>”, attracting media and spectator interest as much for his confrontational on-court antics as his sometimes sublime tennis.</p> <p>Even if Kyrgios begins to win Grand Slams while continuing to <a href="https://www.crikey.com.au/2022/07/05/people-cant-look-away-from-nick-kyrgios/" target="_blank" rel="noopener">fascinate younger tennis</a> fans, it is unimaginable he will come close to Federer’s elevated place in the pantheon.</p> <p>Federer’s place in tennis history has been enhanced in part by his membership of the “<a href="https://www.theguardian.com/sport/2022/feb/01/obsession-with-big-three-nadal-djokovic-federer-ruined-tennis" target="_blank" rel="noopener">Big Three</a>” alongside Rafael Nadal and Novak Djokovic – or the “Big Four” if Andy Murray is included.</p> <p>With more than 60 Grand Slams between them, the three rivals dominated men’s tennis, supplying the kind of “golden age” narrative so beloved of terminally sentimental sport fans.</p> <p>Now, with Nadal also prone to injury and Djokovic sacrificing tournaments by refusing to be <a href="https://www.bbc.com/news/world-australia-59890943" target="_blank" rel="noopener">vaccinated</a> against COVID, Federer’s retirement signals the end of this era.</p> <p>The departure of “<a href="https://nypost.com/2022/08/28/all-hail-queen-serena-williams-on-the-verge-of-future-triumphs-in-new-fields/" target="_blank" rel="noopener">Queen Serena Williams</a>” from the women’s game and the youth of the singles winners in the 2022 US Open is further evidence that the wheel has, perhaps mercifully, turned in favour of renewal.</p> <p>But longevity is a major aspect of Federer’s status. He has been at or near the top of tennis for most of the 21st century.</p> <p>Just as most people have only known one Queen of England, young and middle-aged tennis fans have had the comforting certainty of King Roger plying his trade on the world tennis circuit.</p> <p>Unlike constitutional monarchies, though, those of the sporting world are produced by performance, not heredity. The new tennis regime is yet to take shape.</p> <h2>Astonishing athleticism</h2> <p>I only saw Roger Federer in the flesh once.</p> <p>It was two decades ago in London’s shiny <a href="https://www.nike.com/retail/s/niketown-london" target="_blank" rel="noopener">NikeTown</a>, and young Roger – an up-and-coming professional contracted to Nike – was playing an exhibition game with oversized tennis balls and undersized racquets. My initial cynicism was overwhelmed by the astonishing athleticism on display.</p> <p>I thought he’d do well then, but had no idea I was witnessing the rise of the House of Roger.</p> <p>Federer, we are told, may return to such spaces to play post-retirement exhibition games. The <a href="https://rogerfedererfoundation.org/" target="_blank" rel="noopener">Roger Federer Foundation</a>, dedicated to alleviating child poverty through education, could use the money.</p> <p>But before the next phase of King Roger’s life there must be the <a href="https://www.google.com.au/books/edition/Media_Events/MxzQnVZhQE0C?hl=en&amp;gbpv=1&amp;dq=live+events+broadcasting&amp;printsec=frontcover" target="_blank" rel="noopener">ceremonial media moment</a> of his appearance in the O2 arena in London, this week’s global capital of farewell ceremonies.</p> <p><strong>This article originally appeared on <a href="https://theconversation.com/the-retirement-of-roger-federer-is-the-abdication-of-tennis-royalty-190832" target="_blank" rel="noopener">The Conversation</a>.</strong></p> <p><em>Image: Getty</em></p>

Retirement Life

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"I love you and will never leave you": Federer's message to fans

<p dir="ltr">Roger Federer has announced his retirement from tennis after an incredible career hailing 15000 matches over 24 years.</p> <p dir="ltr">The Swiss tennis player shared the breaking news in a lengthy post on all his social medias starting with a simple: “To my tennis family and beyond”.</p> <p dir="ltr">The 41-year-old explained that it was time to retire after listening to his body following multiple knee surgeries. </p> <p dir="ltr">He first started off by acknowledging what the game has given him, friends, competitors, and fans who’ve been by his side throughout his incredible journey before he went on to share the devastating news. </p> <p dir="ltr">“As many of you know, the past three years have presented me with challenges in the form of injuries and surgeries. I’ve worked hard to return to full competitive form,” he wrote. </p> <p dir="ltr">“But I also know my body’s capacities and limits, and its message to me lately has been clear. I am 41 years old. I have played more than 15000 matches over 24 years. </p> <p dir="ltr">“Tennis has treated me more generously than I ever would have dreamt, and now I must recognise when it is time to end my competitive career.”</p> <p dir="ltr">Federer announced that the Laver Cup will be his final ATP event but teased that he won’t be completely disappearing from the game. </p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">To my tennis family and beyond,</p> <p>With Love,<br />Roger <a href="https://t.co/1UISwK1NIN">pic.twitter.com/1UISwK1NIN</a></p> <p>— Roger Federer (@rogerfederer) <a href="https://twitter.com/rogerfederer/status/1570401710685945856?ref_src=twsrc%5Etfw">September 15, 2022</a></p></blockquote> <p dir="ltr">“I will play more tennis in the future, of course, but just not in Grand Slams or on the tour. </p> <p dir="ltr">“This is a bittersweet decision, because I will miss everything the tour has given me. But at the same time, there is so much to celebrate. </p> <p dir="ltr">“I consider myself one of the most fortunate people on Earth. I was given a special talent to play tennis, and I did it at a level that I never imagined, for much longer than I ever thought possible.”</p> <p dir="ltr">Federer then went on to thank his wife Mirka and his four children, who stood by his side and endured his fantastic tennis career. </p> <p dir="ltr">“I would like to especially thank my amazing wife Mirka, who has lived through every minute with me. She has warmed me up before finals, watched countless matches even while over 8-months pregnant, and has endured my goofy side on the road with my team for over 20 years.</p> <p dir="ltr">“I also want to thank my four wonderful children for supporting me, always eager to explore new places and creating wonderful memories along the way. Seeing my family cheering me on from the stands is a feeling I will cherish forever.”</p> <p dir="ltr">He also addressed his parents and sister “without whom nothing would be possible”. </p> <p dir="ltr">Federer then listed everyone who stood by him, from former coaches, to players, to sponsors, partners, and the “unbelievable fans” over the last 24 years. </p> <p dir="ltr">“I have had the immense fortune to play in front of you in over 40 different countries,” he wrote. </p> <p dir="ltr">“I have laughed and cried, felt joy and pain, and most of all I have felt incredibly alive. </p> <p dir="ltr">“Through my travels, I have met many wonderful people who will remain friends for life, who consistently took time of their busy schedules to come watch me play and cheer me on around the globe. Thank you.”</p> <p dir="ltr">Federer then ended the lengthy post with a little glimpse into how he decided he wanted to play tennis back when he was a ball boy. </p> <p dir="ltr">“When my love of tennis started, I was a ball kid in my hometown of Basel. I used to watch the players with a sense of wonder,” he wrote.</p> <p dir="ltr">“They were like giants to me and I began to dream. My dreams led me to work harder and I started to believe in myself. </p> <p dir="ltr">“Some success brought me confidence and I was only my way to the most amazing journey that has led to this day.</p> <p dir="ltr">“So, I want to thank you all from the bottom of my heart, to everyone around the world who has helped make the dreams of a young Swiss ball kid come true.</p> <p dir="ltr">“Finally, to the game of tennis: I love you and will never leave you.” </p> <p dir="ltr">Following the shock announcement, Federer’s fellow tennis players wished the best for the Swiss tennis player.</p> <p dir="ltr">Rafael Nadal - “I wish this day would have never come. It’s a sad day for me personally and for sports people around the world. I said it to you when we spoke and now it’s here. It’s been a pleasure but also an honour and privilege to share all these years with you, living so many amazing moments on and off the court.”</p> <p dir="ltr">Billie Jean King - "Roger Federer is a champion's champion. He has the most complete game of his generation &amp; captured the hearts of sports fans around the world with an amazing quickness on the court &amp; a powerful tennis mind. He has had a historic career w/memories that will live on and on."</p> <p dir="ltr">Rod Laver - "Thank you for everything Roger. See you soon. Rocket."</p> <p dir="ltr">Martina Navratilova - "What a heartfelt message, full of love, life, hope, passion and gratitude. Which is exactly how Roger played the game we love so much. Thank you thank you thank you, for all the magic!!!"</p> <p dir="ltr">Carlos Alcaraz - "Roger has been one of my idols and a source of inspiration! Thank you for everything you have done for our sport! I still want to play with you! Wish you all the luck in the world for what comes next!"</p> <p dir="ltr">Andy Roddick - "Cheers Roger. Thanks for the shared memories my friend. It was an honour to share time/experiences on the most hallowed grounds in our sport. Don't be a stranger."</p> <p dir="ltr">Petra Kvitova - "Roger - you have always been such a huge inspiration to me. Your elegance, your grace, your beautiful game. I have always held you in the highest regard and want to congratulate you for an amazing career. Tennis won't be the same without you!"</p> <p dir="ltr"><em>Image: Getty</em></p>

Retirement Life

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Kate Middleton to face Roger Federer in tennis

<p dir="ltr">The Duchess of Cambridge will go head-to-head with Roger Federer in a tennis match for a special charity event. </p> <p dir="ltr">Kate Middleton will go against the Swiss 20-time Grand Slam tennis champion to help raise money for disadvantaged and vulnerable children.</p> <p dir="ltr">All funds raised will go toward two organisations backed by the Duchess, Action for Children and the Lawn Tennis Association. </p> <p dir="ltr">Children between the ages of 8-15 will have the opportunity to meet the professional tennis player and enjoy a game or two with him. </p> <p dir="ltr">The exciting match, which was reportedly suggested by Kate, will go ahead on September 22 as part of the Laver Cup which was co-founded by Federer. </p> <p dir="ltr">“Her Royal Highness is passionate about supporting grassroots tennis and encouraging young people from all backgrounds to become involved in the sport,” a statement from the Palace read.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Excited to announce that Laver Cup is partnering with The Duchess of Cambridge this year to raise funds for two incredible charities – @actionforchildrenuk and the <a href="https://twitter.com/LTA?ref_src=twsrc%5Etfw">@LTA</a> Tennis Foundation. Thank you for your support, and I look forward to seeing you in London! <a href="https://t.co/7B82Gkj5EE">https://t.co/7B82Gkj5EE</a></p> <p>— Roger Federer (@rogerfederer) <a href="https://twitter.com/rogerfederer/status/1559843493610246145?ref_src=twsrc%5Etfw">August 17, 2022</a></p></blockquote> <p dir="ltr">The Laver Cup is a three day tournament which sees six of the best tennis players across Europe go against six of the best tennis players from the rest of the world. </p> <p dir="ltr">Federer is no stranger to the royal family, having played tennis with Prince George, nine, and attended Pippa Middleton’s wedding. </p> <p dir="ltr">"Her Royal Highness is passionate about supporting grassroots  tennis and encouraging young people from all backgrounds to become involved in the sport," the palace said in a statement.</p> <p dir="ltr">The Laver Cup will see Federer’s <a href="https://oversixty.com.au/health/caring/federer-sends-tennis-world-in-a-spin" target="_blank" rel="noopener">return to the court</a> after struggling with his right knee after undergoing three operations to help repair damage to his meniscus and cartilage. </p> <p dir="ltr"><em>Images: Twitter/Getty</em></p>

Beauty & Style

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Federer sends tennis world in a spin

<p dir="ltr">Roger Federer has sent the tennis world in a spin after announcing he may be pushing back his retirement. </p> <p dir="ltr">The 40-year-old Swiss player was welcomed to a standing ovation and a huge round of applause when he appeared at Wimbledon on Sunday for the traditional parade of champions.</p> <p dir="ltr">Federer, who has been struggling with his right knee after undergoing three operations to help repair damage to his meniscus and cartilage, then announced exciting news to tennis fans.</p> <p dir="ltr">“I hope I can come back one more time. I’ve missed it here," he said.</p> <p dir="ltr">"Of course I've missed being here. I would have loved to be here. I knew walking out here last year, it was going to be a tough year ahead.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">With eight singles titles to his name, <a href="https://twitter.com/rogerfederer?ref_src=twsrc%5Etfw">@rogerfederer</a> 🏆 🏆 🏆 🏆 🏆 🏆 🏆 🏆<a href="https://twitter.com/hashtag/Wimbledon?src=hash&amp;ref_src=twsrc%5Etfw">#Wimbledon</a> | <a href="https://twitter.com/hashtag/CentreCourt100?src=hash&amp;ref_src=twsrc%5Etfw">#CentreCourt100</a> <a href="https://t.co/ucGLn0wW6q">pic.twitter.com/ucGLn0wW6q</a></p> <p>— Wimbledon (@Wimbledon) <a href="https://twitter.com/Wimbledon/status/1543582911466700800?ref_src=twsrc%5Etfw">July 3, 2022</a></p></blockquote> <p dir="ltr">"Maybe I didn't think it was going to take me this long to come back. But the knee has been rough on me.</p> <p dir="ltr">"I didn't know if I should make the trip, but I'm happy standing right here, right now."</p> <p dir="ltr">Federer has played at Wimbledon every year since his main-draw debut in 1999 but had to sit out in 2022 due to the long recovery on his knee. </p> <p dir="ltr">"I've been lucky enough to play a lot of matches on this court. Feels awkward to be here today in a different type of role," he said.</p> <p dir="ltr">"But it's great to be here with ... all the other champions. This court has given me my biggest wins, my biggest losses."</p> <p dir="ltr"><em>Image: Getty</em></p>

Caring

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Roger Federer welcomes new family member

<p dir="ltr">Roger Federer has welcomed a new member into the family…a dog!</p> <p dir="ltr">The Swiss tennis star announced the heartwarming news on Facebook saying the family finally “gave in”. </p> <p dir="ltr">“We gave in…But we couldn‘t be happier. Welcome to the family Willow #delfie,” he wrote alongside a d(s)elfie with the dog. </p> <p dir="ltr">Several of his fans shared their own “Willows” and told Federer that he would not regret Willow and that she will bring along happy times with her. </p> <p dir="ltr">“You will be soooo glad you gave in.....you will have such happy times with Willow,” one read.</p> <p dir="ltr">“​​She is beautiful and will bring so much joy to your family,” another wrote.</p> <p dir="ltr">“Dogs are just the best. I’m sure the kids are super happy to have Willow in their lives,” someone else commented. </p> <p dir="ltr">“What a cute little puppy, wish you a lot of happiness and joy with Willow,” someone else wrote. </p> <p dir="ltr">“A family is never complete without a furry friend. Willow, you are blessed and the Federer family, your lives are about to change forever,” another commented.</p> <p dir="ltr"><em>Image: Facebook</em></p>

Family & Pets

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Roger Federer's big news

<p>Tennis champion Roger Federer has delighted fans with his plans to compete at the Swiss Indoors in October.</p> <p>His return to tournament tennis comes after the athlete had over a year away from the sport after a devastating injury.</p> <p>The event in Basel, Switzerland, announced in a statement posted on its website on Tuesday that the 20-time Grand Slam champion “has officially entered the tournament and will appear on the entry list with the protected ATP ranking" of No. 9.</p> <p>His agent also confirmed the news of his return, with Federer's first match in the tournament scheduled for October 25th, according to the event's <a href="https://www.swissindoorsbasel.ch/en/" target="_blank" rel="noopener">website</a>. </p> <p>The 40-year-old tennis legend has not played a competitive match since losing to Hubert Hurkacz in the Wimbledon quarterfinals on July 7th.</p> <p>After his defeat, Federer underwent surgery to repair meniscus and cartilage on his right knee — the third time in a span of 18 months that knee was operated on.</p> <p>Federer said in an interview with a Swiss newspaper in November that he expected to miss Wimbledon this coming June, and was not sure when, if ever, he might be able to play again at a high level, although he did "want to see one last time what I’m capable of as a professional tennis player.”</p> <p>Federer has won a men's record eight championships at the All England Club.</p> <p>He and Novak Djokovic are tied for the second-most overall major tennis titles won by a man, as Rafael Nadal takes the top spot, who has 21 major titles under his belt. </p> <p><em>Image credits: Getty Images</em></p>

News

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What the federal Budget does – and lacks – for retirees

<p> </p> <div title="Page 1"> <div> <div> <p>For Aussies currently saving for retirement, unpicking the Budget suggests a case of short-term gains but long-term pain.</p> <p>While the Budget included some soft support on the cost of living, it was very clearly an election budget – lots of short-term sweeteners that do little to address the underlying financial cavities.</p> <p>Here’s what it all means for retirees.</p> <p><strong>Pension numbers don’t add up </strong></p> <p><strong> </strong></p> <p>The ASFA Retirement Standard – used as a guide by <a href="https://moneysmart.gov.au/glossary/asfa-retirement-standard" target="_blank" rel="noopener">the government’s MoneySmart website</a> – states couples need at least $41,929 p.a. for a modest retirement; $64,771 for a comfortable one. Yet the maximum aged pension – including supplements – is only $38,708.80. A $3,220.20 shortfall.</p> <p>For singles, that gap is even worse. Income of $29,139 will fund a modest retirement; $45,962 a comfortable one. The maximum pension? Just $25,677.60 – $3,461.40 below the minimum needed.</p> <p>In that context, it’s difficult to see the value of the one-off $250 bonus for pensioners. That buys, for example, $20 in fuel each week for 3 months. And even with the temporary fuel excise cut, $20 doesn’t buy much.</p> <p><strong>Tricky tax offsets </strong></p> <p><strong> </strong></p> <p>In theory, offsets like the Low and Middle Income Tax Offset (LMITO) sound like a win. However, they aren’t so clear-cut.</p> <p>Think back to the last tranche of income tax offsets – lots of hype beforehand, but hardly anyone noticed a difference in their bank account.</p> <p>Politicians like to use big numbers, but they’re usually referencing the total saving over the forward estimates – or next 4 years – not necessarily what you will see this year.</p> <p>Incomes also change year-to-year, potentially shifting your tax bracket and hence your eligibility.</p> <p>Plus, you won’t see this latest offset until you lodge the current year’s tax return – at least 3 months from now.</p> <p><strong>Breaking or making barriers? </strong></p> <p><strong> </strong></p> <p>Some Budget measures sought to address issues inhibiting self-funded retirement – a great first step. What they lacked, though, was structural reform.</p> <p>Funding to support women escape domestic violence is a great example. Too many women face the choice between a life of poverty for themselves and their children if they flee, or a life of violence and the threat of death.</p> <p>But where exactly does that funding go? How many homes will it deliver? What programmes will it support? Are funds properly distributed between immediate support for vulnerable women and prevention strategies to stop violence occurring in the first place, such as education and mental health services?</p> </div> </div> </div> <div style="text-align: left;" title="Page 2"> <div style="text-align: left;"> <div style="text-align: left;"> <p>Similarly housing affordability support. For years, we have been warned of far-reaching impacts from unaffordable housing and declining home ownership rates:</p> <ul style="text-align: left;"> <li> <p>More people retiring with a mortgage and burning superannuation to pay it off.</p> </li> <li> <p>More retirees renting – constraining rental supply, inhibiting housing stability and restricting</p> <p>necessary home modifications.</p> </li> <li style="text-align: left;"> <p>Delayed wealth accrual for younger people.</p> </li> </ul> </div> </div> </div> <p>However, the Budget assistance for first home buyers and aspiring regional buyers who have not owned property within the past 5 years has stoked fears of further inflating house prices.</p> <p>Meanwhile independent financial advisers are disgruntled by the effects of industry regulation – soaring compliance costs are ballooning the price of professional advice, limiting access for lower income earners</p> <p><strong>Maximising retirement savings</strong></p> <p>But, it’s important to work with what we have.</p> <p>One positive change for pre-retirees actually introduced in last year’s Budget – which takes effect from 1 July this year – relates to downsizer super contributions. This little-known rule enables older people to contribute up to $300,000 ($600,000 per couple) from the proceeds of selling their home into super, without affecting contribution caps.</p> <p>The change <a href="https://www.ato.gov.au/Super/APRA-regulated-funds/In-detail/News/Eligibility-age-change-for-downsizer-contributions/#:~:text=This%20means%20from%201%20July,proceeds%20of%20selling%20their%20home." target="_blank" rel="noopener">will see the eligibility age reduced from 65 to 60</a> – enabling more Aussies to boost their super and enjoy the associated tax benefits when downsizing.</p> <p>Other great news is the ability to contribute to superannuation way beyond current ages and without meeting a work test. Make sure you seek advice.</p> <p>Meanwhile, even short-term windfalls can be invested wisely – whether in the form of lower taxes, cash grants or simply cheaper fuel. The trick is to have a solid household savings and investments plan, to identify these funds and separate them from everyday expenditure.</p> <p>While interest rates remain low, now is a good time to pay down debt – a great use for tax returns.</p> <p>Of course, with a <a href="https://www.aph.gov.au/About_Parliament/Parliamentary_Departments/Parliamentary_Library/FlagPost/2021/December/Timing_for_the_2022_federal_election" target="_blank" rel="noopener">federal election due by 21 May</a>, remember that some Budget measures may never eventuate – the new government will be free to make their own changes or start over.</p> <p>So, by all means consider the Budget and its possible impacts on your bottom line. But don’t pin your whole retirement on its every detail. Focus on the big picture, get qualified advice, have a plan, and build in contingencies. Otherwise, there may be nothing left with which to fill any nasty cavities!</p> <p><em><strong>Helen Baker is a licenced Australian financial adviser and author of two books: On Your Own Two Feet – Steady Steps to Women’s Financial Independence and On Your Own Two Feet Divorce – Your Survive and Thrive Financial Guide. Proceeds from the books’ sales are donated to charities supporting disadvantaged women. Helen is among the 1% of financial planners who hold a master’s degree in the field. Find out more at <a href="http://www.onyourowntwofeet.com.au/" target="_blank" rel="noopener">www.onyourowntwofeet.com.au</a></strong></em></p> <p><em><strong>Note this is general advice only and you should seek advice specific to your circumstances.</strong></em></p> <p> </p>

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